{"id":208,"date":"2012-09-20T20:31:54","date_gmt":"2012-09-20T20:31:54","guid":{"rendered":"http:\/\/bankruptcyattorneystl.com\/?p=208"},"modified":"2012-09-20T20:31:54","modified_gmt":"2012-09-20T20:31:54","slug":"why-do-you-need-an-attorney-to-file-bankruptcy","status":"publish","type":"post","link":"http:\/\/bankruptcyattorneystl.com\/?p=208","title":{"rendered":"Why do you Need an Attorney to File Bankruptcy?"},"content":{"rendered":"

One of the challenges of getting your financial situation in order is getting an accurate, trustworthy, and unbiased assessment of what your particular options are, especially when you are considering filing for bankruptcy.<\/p>\n

Despite their best intentions, your friends and family members may misinform you about what your best options are.\u00a0 Your financial situation applies only to you, and even though one solution may have worked for someone you know, it may not apply or be helpful to your situation.\u00a0 Groups of people such as credit counselors and debt consolidators may also mislead you.<\/p>\n

Credit Counselors, who work to help individuals with preparing budgets and dealing with creditors, may not actually have your best interest at heart despite appearing this way.\u00a0 Many credit counseling agencies even work on creditors’ payrolls; when you “organize a budget to repay your creditors”, obviously, your creditors are going to benefit.\u00a0 So, while these agencies appear to assist you with organizing your financial situation, what they are potentially doing is inappropriately discouraging you from filing for bankruptcy.<\/p>\n

Debt consolidation agencies offer to replace all of your debts with a single, “low-interest” loan.\u00a0 Essentially, they are asking people to borrow more money to assist with paying back the money they already owe on their debts.\u00a0 Many people become enamored with this idea because they feel overwhelmed by the amount of monthly bills they have to pay; however, borrowing more money to get out of debt just does not work. \u00a0Many times these agencies solely aim to make a profit off of people who are already in financial turmoil.<\/p>\n

You need to make a sound decision when deciding how to handle your financial situation, and that is how a St. Louis Bankruptcy attorney will be able to assist you.\u00a0 While it is true that an attorney will make some profit on assisting you with your financial situation, they are also going to inform you of what your best options are.\u00a0 No reputable attorney will file a case with the bankruptcy court if it is not in your best interest to do so.<\/p>\n

If you do decide that bankruptcy is the best option for you and your financial situation, it is a good option that you seek the assistance of an attorney.\u00a0 Bankruptcy law is incredibly complex, and very difficult to navigate on your own.\u00a0 With regular changes being made to the law, attorneys are the most qualified to handle your case appropriately.\u00a0 \u00a0Contact an experienced St. Louis Bankruptcy Attorney<\/a> for additional information!<\/p>\n","protected":false},"excerpt":{"rendered":"

One of the challenges of getting your financial situation in order is getting an accurate, trustworthy, and unbiased assessment of what your particular options are, especially when you are considering filing for bankruptcy. 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