Author Archives: St. Louis Bankruptcy Attorney

Do I have to go to Court if I file for Bankruptcy?

Posted on July 31, 2013 by

When deciding whether to file a Chapter 7 or Chapter 13 Bankruptcy, many debtors wonder if they will have to appear in court during the process.  Some let the thought of appearing in court deter them from filing a bankruptcy … Continue reading →

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How Do I Make my Monthly Chapter 13 Plan Payments?

Posted on July 31, 2013 by

A Chapter 13 bankruptcy case requires that you make a monthly payment directly to your trustee, who then disburses the funds to your creditors.  Plan payments are due starting 30 days after your Chapter 13 case is filed, and need … Continue reading →

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Inheritance in a Chapter 7 Bankruptcy

Posted on July 2, 2013 by

Often times, the situation of receiving large inheritances while in a Chapter 7 bankruptcy comes up.  Whether there was a death in the family, or there was a large suit you received compensation from, receiving a large, lump sum of … Continue reading →

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Knowing Debt Collection Tactics Can Help You

Posted on July 2, 2013 by

As anyone who is considering filing for bankruptcy knows, the constant beratement debtors receive from debt collectors can be extremely stressful.  No one enjoys repeated phone calls from mysterious numbers with voice messages containing cryptic messages. These phone calls can … Continue reading →

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Definition of Bankruptcy

Posted on July 2, 2013 by

Bankruptcy is a legal process through which people and businesses can obtain a fresh start financially.  It is an option for people and/or businesses when they are to the point in their financial difficulties that they cannot repay their debts.  … Continue reading →

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What do I do after my Bankruptcy case is filed?

Posted on June 12, 2013 by

Many times clients are under the impression that once their bankruptcy case is filed, they are done with the process.  However, immediately after your bankruptcy case is filed, there are a few last steps you need to take to compete … Continue reading →

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Why Should I file for Bankruptcy again if I am not Eligible for a Discharge?

Posted on June 12, 2013 by

Changes to the bankruptcy code have resulted in the implementation of time limits between bankruptcy filings and when a debtor is eligible to receive a discharge.  These time limits depend on the type of bankruptcy the debtor filed previously and … Continue reading →

Posted in Automatic Stay, Bankruptcy filing, Bankruptcy General, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Collection Harassment, Discharge of Debt, Foreclosure | Comments Off on Why Should I file for Bankruptcy again if I am not Eligible for a Discharge?

Reaffirming a Mortgage

Posted on June 12, 2013 by

When you meet with your St. Louis Bankruptcy Attorney, he or she will go through the bankruptcy process and will likely explain what a reaffirmation agreement is.  A reaffirmation agreement is an agreement between you and your creditor that is … Continue reading →

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Filing Bankruptcy on Behalf of Another Person

Posted on June 6, 2013 by

Occasionally, we hear from an individual who is interested in filing for bankruptcy on behalf of another person.  This is often due to military deployment or incarceration; however, many times, due to a variety of reasons, and individual is unable … Continue reading →

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Bankruptcy and Divorce

Posted on June 6, 2013 by

Considering divorce and bankruptcy at the same time can be extremely stressful and confusing for all parties involved.  Often, individuals wonder what the best option is for them when considering bankruptcy and divorce.  Depending on the debt involved, the type … Continue reading →

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