Bankruptcy Topics
- Automatic Stay
- Bankruptcy filing
- Bankruptcy General
- Chapter 13 Bankruptcy
- Chapter 7 Bankruptcy
- Collection Harassment
- Discharge of Debt
- Exemptions
- Foreclosure
- Homestead exemption
- Judgement Liens
- Means Test
- Medical Bills and Bankruptcy
- Protected Assets
- Reaffirmation Agreements
- Redeeming Property
- Secured Property
- Settlements and claims
- Student Loans
- Surrendering Property
- Taxes
- Uncategorized
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Category Archives: Uncategorized
Definition of Bankruptcy
Bankruptcy is a legal process through which people and businesses can obtain a fresh start financially. It is an option for people and/or businesses when they are to the point in their financial difficulties that they cannot repay their debts. … Continue reading
Posted in Bankruptcy filing, Bankruptcy General, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Discharge of Debt, Secured Property, Uncategorized
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What if I do not know who my Creditors are?
When preparing to file for bankruptcy, your St. Louis Bankruptcy attorney will stress to you the importance of listing all of your creditors on your bankruptcy petition. This step in the bankruptcy process is extremely important, because listing the creditors … Continue reading
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How Can I Keep My Tax Refund or Insurance Proceeds in a Chapter 13 Bankruptcy?
A Chapter 13 Bankruptcy typically lasts for a period of three to five years, and as we all know, a lot can change in that amount of time. Over the course of three to five years, an individual may have … Continue reading
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Transferring Property Prior to Filing
Certain types of activities that you do prior to filing can render you ineligible to file bankruptcy for a period of time. If you sell or gift any type of property the 2 years before filing for bankruptcy, it is … Continue reading
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What Types of Documents are Needed to File For Bankruptcy?
Often, clients will ask their attorneys what types of documents are needed to assist with preparing a bankruptcy petition. Some things required by your attorney and your trustee include: -6 months of your most recent paystubs -a copy of your … Continue reading
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Can Taxes be Discharged Through a Bankruptcy?
Two of the most common creditors that debtors list on their bankruptcy petitions are the Internal Revenue Service (IRS) and State Revenue Departments for past Income taxes owed. While most taxes are priority claims, and non-dischargeable through a bankruptcy, some … Continue reading
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Should I Reaffirm my Debts?
When filing for bankruptcy, debtors are faced with several important decisions. Some of the most important decisions made apply to what they are going to do with the property they own. Through bankruptcy debtors can choose to surrender property without … Continue reading
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What is an Automatic Stay, and will it Help me?
Filing a bankruptcy case will offer immediate relief from the constant harassment from collection agencies and representatives that debtors suffer from prior to filing. As soon as you file your bankruptcy petition, the automatic stay goes into effect. An automatic … Continue reading
Posted in Automatic Stay, Bankruptcy filing, Bankruptcy General, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Collection Harassment, Uncategorized
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Can your Creditor Arrest you for Non-payment of Debts?
Very often, debtors call inquiring whether they can be arrested if they have not been paying on certain debts. They continuously receive hostile phone calls from creditors threatening them if they are unable to make their payments. In fact, many … Continue reading
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Judgment Liens in Bankruptcy
If you have received a judgment against you and you own real property, such as a house, it is very likely that you have had a judgment lien put against your house. A lien is a notice attached to your … Continue reading
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