Category Archives: Chapter 13 Bankruptcy

If I File for Bankruptcy, Can I Keep my Home?

The potential to lose your home can be one of the most stressful and emotionally trying aspects of going through a tough financial period in your life.  While some may consider filing for bankruptcy, many people fear that in that … Continue reading

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What is the Automatic Stay?

In Bankruptcy, an automatic stay protects a debtor from his or her creditors.  The automatic stay prevents a creditor from collecting on debts incurred by the debtor.  The automatic stay is effective immediately upon the filing of the bankruptcy.  As … Continue reading

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Do I Have to File for Bankruptcy with my Spouse?

Debtors who are married often wonder if they are required to file for bankruptcy with their spouse.  The answer to this question is no; a debtor is not required to file for bankruptcy jointly with their spouse if they are … Continue reading

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How to Build Credit Post-Filing

As many people know, filing for bankruptcy will effect your credit score.  The question many people want to know is how much will their credit be effected, and how do they rebuild it after filing for bankruptcy.  It is nearly … Continue reading

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Effects of Filing for Bankruptcy

For many people, the thought of filing for bankruptcy brings up many questions that have to do with eliminating debt and concerns about the potential loss of property.  However, for some people, the questions they have go much deeper than … Continue reading

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Can the Trustee Deny my Bankruptcy Case?

Many individuals who are considering filing for bankruptcy are worried that their bankruptcy case will not be allowed to go through or will be denied by the court.  In fact, we receive the question “Can the Trustee deny my case?” … Continue reading

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Social Security Income and Bankruptcy

Many debtors wonder if they can and should file for bankruptcy if they are only receiving Social Security Income.   If you are only collecting Social Security Income, your creditors cannot garnish your wages and cannot levy, or freeze, your bank … Continue reading

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What is a “Motion to Dismiss”?

Often, when in a Chapter 13 Bankruptcy case, debtors will receive notice from the court and their attorney that there has been a “motion to dismiss” filed in their case.   A motion to dismiss can be filed by a number … Continue reading

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Do I have to go to Court if I file for Bankruptcy?

When deciding whether to file a Chapter 7 or Chapter 13 Bankruptcy, many debtors wonder if they will have to appear in court during the process.  Some let the thought of appearing in court deter them from filing a bankruptcy … Continue reading

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How Do I Make my Monthly Chapter 13 Plan Payments?

A Chapter 13 bankruptcy case requires that you make a monthly payment directly to your trustee, who then disburses the funds to your creditors.  Plan payments are due starting 30 days after your Chapter 13 case is filed, and need … Continue reading

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