Monthly Archives: April 2013

How Can I Keep My Tax Refund or Insurance Proceeds in a Chapter 13 Bankruptcy?

A Chapter 13 Bankruptcy typically lasts for a period of three to five years, and as we all know, a lot can change in that amount of time.  Over the course of three to five years, an individual may have … Continue reading

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Why do I have to Complete Pre-Filing and Pre-Discharge Courses?

Before your bankruptcy petition can be filed with the United States Bankruptcy Court, you must complete something called a “Credit Counseling Certificate”.  A Credit Counseling Certificate is a course that a debtor can complete either online, over the phone, or … Continue reading

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Do you have to List Every Creditor you Have on Your Bankruptcy Petition?

When preparing to file for bankruptcy, people often wonder which creditors they are supposed to list on their petitions, and which ones they should leave out.  This confusion often comes from individuals assuming that if a debt cannot be discharged … Continue reading

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