Category Archives: Automatic Stay

If I File for Bankruptcy, Can I Keep my Home?

Posted on September 26, 2013 by

The potential to lose your home can be one of the most stressful and emotionally trying aspects of going through a tough financial period in your life.  While some may consider filing for bankruptcy, many people fear that in that … Continue reading →

Posted in Automatic Stay, Bankruptcy filing, Bankruptcy General, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Exemptions, Foreclosure, Homestead exemption, Protected Assets | Comments Off on If I File for Bankruptcy, Can I Keep my Home?

What is the Automatic Stay?

Posted on September 12, 2013 by

In Bankruptcy, an automatic stay protects a debtor from his or her creditors.  The automatic stay prevents a creditor from collecting on debts incurred by the debtor.  The automatic stay is effective immediately upon the filing of the bankruptcy.  As … Continue reading →

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Knowing Debt Collection Tactics Can Help You

Posted on July 2, 2013 by

As anyone who is considering filing for bankruptcy knows, the constant beratement debtors receive from debt collectors can be extremely stressful.  No one enjoys repeated phone calls from mysterious numbers with voice messages containing cryptic messages. These phone calls can … Continue reading →

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Why Should I file for Bankruptcy again if I am not Eligible for a Discharge?

Posted on June 12, 2013 by

Changes to the bankruptcy code have resulted in the implementation of time limits between bankruptcy filings and when a debtor is eligible to receive a discharge.  These time limits depend on the type of bankruptcy the debtor filed previously and … Continue reading →

Posted in Automatic Stay, Bankruptcy filing, Bankruptcy General, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Collection Harassment, Discharge of Debt, Foreclosure | Comments Off on Why Should I file for Bankruptcy again if I am not Eligible for a Discharge?

Will Bankruptcy Protect you from an Eviction?

Posted on May 2, 2013 by

Debtors who are facing an eviction could receive protection from the eviction process by filing for bankruptcy; however, this protection is dependent on how far in the eviction process your landlord is when the bankruptcy is filed.  Whether an eviction … Continue reading →

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Do you have to List Every Creditor you Have on Your Bankruptcy Petition?

Posted on April 11, 2013 by

When preparing to file for bankruptcy, people often wonder which creditors they are supposed to list on their petitions, and which ones they should leave out.  This confusion often comes from individuals assuming that if a debt cannot be discharged … Continue reading →

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What is an Automatic Stay, and will it Help me?

Posted on February 15, 2013 by

Filing a bankruptcy case will offer immediate relief from the constant harassment from collection agencies and representatives that debtors suffer from prior to filing.  As soon as you file your bankruptcy petition, the automatic stay goes into effect. An automatic … Continue reading →

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Is Filing for Bankruptcy an Option for Managing Student Loans?

Posted on September 5, 2012 by

For the first time in American history, the total amount of student loan debt has surpassed the total amount of credit card debt.  With so many Americans facing an enormous, and overwhelming amount of debt, many are left wondering what … Continue reading →

Posted in Automatic Stay, Bankruptcy filing, Bankruptcy General, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Discharge of Debt, Student Loans | Comments Off on Is Filing for Bankruptcy an Option for Managing Student Loans?

What Is an Automatic Stay?

Posted on April 10, 2012 by

Filing for bankruptcy can offer a temporary respite from collection efforts even if you let your bankruptcy case get dismissed at some point later on. As soon as you file your bankruptcy petition, the automatic stay goes into effect. An … Continue reading →

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