Monthly Archives: September 2013

If I File for Bankruptcy, Can I Keep my Home?

Posted on September 26, 2013 by

The potential to lose your home can be one of the most stressful and emotionally trying aspects of going through a tough financial period in your life.  While some may consider filing for bankruptcy, many people fear that in that … Continue reading →

Posted in Automatic Stay, Bankruptcy filing, Bankruptcy General, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Exemptions, Foreclosure, Homestead exemption, Protected Assets | Comments Off on If I File for Bankruptcy, Can I Keep my Home?

What is the Automatic Stay?

Posted on September 12, 2013 by

In Bankruptcy, an automatic stay protects a debtor from his or her creditors.  The automatic stay prevents a creditor from collecting on debts incurred by the debtor.  The automatic stay is effective immediately upon the filing of the bankruptcy.  As … Continue reading →

Posted in Automatic Stay, Bankruptcy filing, Bankruptcy General, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Collection Harassment, Foreclosure, Secured Property | Comments Off on What is the Automatic Stay?

Can I Keep My Tax Refund in a Chapter 7?

Posted on September 12, 2013 by

Many people who are interested in filing for Chapter 7 Bankruptcy are interested to know if they are able to keep their tax refunds if they decide to file.  The answer to this question depends on when your case is … Continue reading →

Posted in Bankruptcy filing, Bankruptcy General, Chapter 7 Bankruptcy, Exemptions, Protected Assets, Taxes | Comments Off on Can I Keep My Tax Refund in a Chapter 7?

Do I Have to File for Bankruptcy with my Spouse?

Posted on September 12, 2013 by

Debtors who are married often wonder if they are required to file for bankruptcy with their spouse.  The answer to this question is no; a debtor is not required to file for bankruptcy jointly with their spouse if they are … Continue reading →

Posted in Bankruptcy filing, Bankruptcy General, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Means Test, Protected Assets, Secured Property | Comments Off on Do I Have to File for Bankruptcy with my Spouse?