Monthly Archives: October 2012

Government Aid for Homebuyers in Areas with Foreclosures

Posted on October 5, 2012 by

Local area programs in the St. Louis area have been distributing federal assistance to low- and middle-income home buyers. If interested home buyers are earning a decent wage, have a good enough credit score to be approved for a mortgage, … Continue reading →

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How Will my Credit Report be Effected by Filing for Bankruptcy?

Posted on October 5, 2012 by

Your credit score is calculated by using five factors: the length of your credit history, the amount of new credit you have, the type of credit you have, your payment history, and the amounts that you owe.   Two of these … Continue reading →

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Changes of Circumstance in a Chapter 13 Bankruptcy

Posted on October 5, 2012 by

A Chapter 13 Bankruptcy can last anywhere from three to five years, and a lot can change in a debtor’s circumstances during that period of time.  Some of the most common changes in circumstances that debtors run into are listed … Continue reading →

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Reaffirmation Agreements

Posted on October 5, 2012 by

When filing for bankruptcy, debtors are faced with number of very important decisions.  Some of the most important decisions made pertain to what they are going to do with the property they own.  Through bankruptcy debtors can choose to surrender … Continue reading →

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