Author Archives: St. Louis Bankruptcy Attorney

Things to Remember when Surrendering your Home through Bankruptcy

Posted on March 14, 2013 by

Surrendering a home through a bankruptcy can seem like a simple solution to rid yourself of your responsibilities with a home; however, surrendering your home through a bankruptcy can become somewhat complicated.  One of the most important things to remember … Continue reading →

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Myths and Truths About Bankruptcy

Posted on March 14, 2013 by

-“I won’t have to pay for my student loans anymore if I file for bankruptcy” This, unfortunately, is false.  Many people will hear or read on the internet that it is possible to discharge, or no longer be responsible for, … Continue reading →

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Common Notices you Will Receive from the Bankruptcy Court

Posted on March 14, 2013 by

After filing for bankruptcy, the court will send you notice of anything that is filed in your case through the mail, and many times these notices can be very confusing. Instead of worrying about what some of those notices may … Continue reading →

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What Types of Documents are Needed to File For Bankruptcy?

Posted on March 1, 2013 by

Often, clients will ask their attorneys what types of documents are needed to assist with preparing a bankruptcy petition.  Some things required by your attorney and your trustee include: -6 months of your most recent paystubs -a copy of your … Continue reading →

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Can Taxes be Discharged Through a Bankruptcy?

Posted on March 1, 2013 by

Two of the most common creditors that debtors list on their bankruptcy petitions are the Internal Revenue Service (IRS) and State Revenue Departments for past Income taxes owed.  While most taxes are priority claims, and non-dischargeable through a bankruptcy, some … Continue reading →

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Should I Reaffirm my Debts?

Posted on March 1, 2013 by

When filing for bankruptcy, debtors are faced with several important decisions.  Some of the most important decisions made apply to what they are going to do with the property they own.  Through bankruptcy debtors can choose to surrender property without … Continue reading →

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What will be Discharged in a Chapter 7 Bankruptcy?

Posted on February 15, 2013 by

After you receive your notice of discharge from the Bankruptcy Court, there are certain types of debt that will be discharged; In other words, there are certain types of debt that you will no longer be responsible for paying back … Continue reading →

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Is it Beneficial to me to File for Bankruptcy?

Posted on February 15, 2013 by

There are many widespread misconceptions that filing for bankruptcy is one of the worst decisions an individual can make regarding their financial situation.  This, in large part, is due to places like the credit card industry and payday loan companies … Continue reading →

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Can I Keep my Tax Refund if I File for Bankruptcy?

Posted on February 15, 2013 by

Many individuals wonder if they will be able to keep their Federal and State Income Tax Refunds if they are planning on filing a Chapter 7 bankruptcy.  The answer to this question depends on various circumstances including how much of … Continue reading →

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What is an Automatic Stay, and will it Help me?

Posted on February 15, 2013 by

Filing a bankruptcy case will offer immediate relief from the constant harassment from collection agencies and representatives that debtors suffer from prior to filing.  As soon as you file your bankruptcy petition, the automatic stay goes into effect. An automatic … Continue reading →

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