Category Archives: Uncategorized

There are several situations where a Chapter 13 bankruptcy is a better alternative than a Chapter 7 bankruptcy; however, this very much depends on an individual’s particular situation.  While many people assume that a Chapter 7 bankruptcy will be a … Continue reading →

Individuals who are experiencing financial difficulties will hear about a variety of different options that they can decide to do to assist them with getting back on track financially. After weighing options, many people decide that bankruptcy sounds like a … Continue reading →

After going through a divorce, many people assume they will not have to worry about the financial situation of their ex-spouse.  Often, this is the case; however, there are certain instances when the financial situation of an ex-spouse can negatively … Continue reading →

Many people often wonder if it is a requirement to have filed taxes to be able to file for bankruptcy.  The answer to that question depends on a couple of different things, including whether or not you are required to … Continue reading →

When considering filing for bankruptcy, debtors will often hear the terms “secured debts” and “unsecured debts”, however, many people are not sure what these terms mean.  Secured and unsecured debts are very different, especially when it comes to filing for … Continue reading →

When considering bankruptcy, many people wonder what the best option for them will be: a chapter 7 bankruptcy or a chapter 13 bankruptcy.  The answer to this question largely depends on an individual’s specific circumstances.  When determining if a Chapter … Continue reading →

There are many widespread misconceptions that filing for bankruptcy is one of the worst decisions an individual can make regarding their financial situation.  This, in large part, is due to places like the credit card industry and payday loan companies … Continue reading →

One of the most common questions that is asked by bankruptcy clients is “will I have to go to court?”.  Typically, the answer to this question is “no”; however, you will have to go to a “meeting of creditors” or … Continue reading →

Local area programs in the St. Louis area have been distributing federal assistance to low- and middle-income home buyers. If interested home buyers are earning a decent wage, have a good enough credit score to be approved for a mortgage, … Continue reading →