Category Archives: Chapter 13 Bankruptcy

Changes of Circumstance in a Chapter 13 Bankruptcy

A Chapter 13 Bankruptcy can last anywhere from three to five years, and a lot can change in a debtor’s circumstances during that period of time.  Some of the most common changes in circumstances that debtors run into are listed … Continue reading

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Reaffirmation Agreements

When filing for bankruptcy, debtors are faced with number of very important decisions.  Some of the most important decisions made pertain to what they are going to do with the property they own.  Through bankruptcy debtors can choose to surrender … Continue reading

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Surrendering your House through Bankruptcy

Falling behind on your mortgage can be extremely stressful, and at a certain point, many people decide that they no longer want to keep the house that they own.  When you file for bankruptcy, you have the option to surrender … Continue reading

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Why do you Need an Attorney to File Bankruptcy?

One of the challenges of getting your financial situation in order is getting an accurate, trustworthy, and unbiased assessment of what your particular options are, especially when you are considering filing for bankruptcy. Despite their best intentions, your friends and … Continue reading

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Is Filing for Bankruptcy an Option for Managing Student Loans?

For the first time in American history, the total amount of student loan debt has surpassed the total amount of credit card debt.  With so many Americans facing an enormous, and overwhelming amount of debt, many are left wondering what … Continue reading

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What are your Options When your Home is Facing Foreclosure?

With the tough economic times, many individuals find themselves falling behind on their mortgage payments and facing foreclosure.  Something that may come as a surprise to some individuals is that filing for bankruptcy can be an option to help save … Continue reading

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When Can I File for Bankruptcy Again?

If you have filed for bankruptcy in the past, you know the relief it brought to your financial and personal situations.   It may have allowed you to get back on your feet and start fresh once again.  Unfortunately, though, many … Continue reading

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