Category Archives: Chapter 7 Bankruptcy

What if I do not know who my Creditors are?

Posted on May 2, 2013 by

When preparing to file for bankruptcy, your St. Louis Bankruptcy attorney will stress to you the importance of listing all of your creditors on your bankruptcy petition.  This step in the bankruptcy process is extremely important, because listing the creditors … Continue reading →

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Will Bankruptcy Protect you from an Eviction?

Posted on May 2, 2013 by

Debtors who are facing an eviction could receive protection from the eviction process by filing for bankruptcy; however, this protection is dependent on how far in the eviction process your landlord is when the bankruptcy is filed.  Whether an eviction … Continue reading →

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Why do I have to Complete Pre-Filing and Pre-Discharge Courses?

Posted on April 11, 2013 by

Before your bankruptcy petition can be filed with the United States Bankruptcy Court, you must complete something called a “Credit Counseling Certificate”.  A Credit Counseling Certificate is a course that a debtor can complete either online, over the phone, or … Continue reading →

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Do you have to List Every Creditor you Have on Your Bankruptcy Petition?

Posted on April 11, 2013 by

When preparing to file for bankruptcy, people often wonder which creditors they are supposed to list on their petitions, and which ones they should leave out.  This confusion often comes from individuals assuming that if a debt cannot be discharged … Continue reading →

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Transferring Property Prior to Filing

Posted on March 29, 2013 by

Certain types of activities that you do prior to filing can render you ineligible to file bankruptcy for a period of time.  If you sell or gift any type of property the 2 years before filing for bankruptcy, it is … Continue reading →

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Things to Remember when Surrendering your Home through Bankruptcy

Posted on March 14, 2013 by

Surrendering a home through a bankruptcy can seem like a simple solution to rid yourself of your responsibilities with a home; however, surrendering your home through a bankruptcy can become somewhat complicated.  One of the most important things to remember … Continue reading →

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Myths and Truths About Bankruptcy

Posted on March 14, 2013 by

-“I won’t have to pay for my student loans anymore if I file for bankruptcy” This, unfortunately, is false.  Many people will hear or read on the internet that it is possible to discharge, or no longer be responsible for, … Continue reading →

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Common Notices you Will Receive from the Bankruptcy Court

Posted on March 14, 2013 by

After filing for bankruptcy, the court will send you notice of anything that is filed in your case through the mail, and many times these notices can be very confusing. Instead of worrying about what some of those notices may … Continue reading →

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What will be Discharged in a Chapter 7 Bankruptcy?

Posted on February 15, 2013 by

After you receive your notice of discharge from the Bankruptcy Court, there are certain types of debt that will be discharged; In other words, there are certain types of debt that you will no longer be responsible for paying back … Continue reading →

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Is it Beneficial to me to File for Bankruptcy?

Posted on February 15, 2013 by

There are many widespread misconceptions that filing for bankruptcy is one of the worst decisions an individual can make regarding their financial situation.  This, in large part, is due to places like the credit card industry and payday loan companies … Continue reading →

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