Bankruptcy Topics
- Automatic Stay
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- Means Test
- Medical Bills and Bankruptcy
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Category Archives: Discharge of Debt
How Will my Credit Report be Effected by Filing for Bankruptcy?
Your credit score is calculated by using five factors: the length of your credit history, the amount of new credit you have, the type of credit you have, your payment history, and the amounts that you owe. Two of these … Continue reading
Posted in Bankruptcy filing, Bankruptcy General, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Discharge of Debt, Uncategorized
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Debts that will be Discharged Through Bankruptcy
After you receive your notice of discharge from the Bankruptcy Court, there are certain types of debt that will be discharged; In other words, there are certain types of debt that you will no longer be responsible for paying back … Continue reading
Posted in Bankruptcy filing, Bankruptcy General, Chapter 7 Bankruptcy, Discharge of Debt, Medical Bills and Bankruptcy
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Filing Bankruptcy in Good Faith
As more and more debt builds up, many people seek filing for Chapter 7 bankruptcy as an option for relief. Chapter 7 bankruptcy can assist people with large amounts of unsecured debts, like credit card debt, start fresh by wiping … Continue reading
Posted in Bankruptcy filing, Bankruptcy General, Chapter 7 Bankruptcy, Discharge of Debt
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Is Filing for Bankruptcy an Option for Managing Student Loans?
For the first time in American history, the total amount of student loan debt has surpassed the total amount of credit card debt. With so many Americans facing an enormous, and overwhelming amount of debt, many are left wondering what … Continue reading
Posted in Automatic Stay, Bankruptcy filing, Bankruptcy General, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Discharge of Debt, Student Loans
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Bankruptcy Article-What is a discharge in bankruptcy? by St. Louis Bankruptcy Attorney Tobias Licker
The bankruptcy discharge is what releases the debtor from liability for debts. Once the debts are discharged, the debtor is no longer responsible for them. What does discharge actually mean? The discharge means that the individual is given a … Continue reading
Are delinquent personal property taxes dischargeable in a chapter 7 bankruptcy case?
It depends on how old the property tax is. If the property tax is older than one year it will be dischargeable. §523(a)(1) lists the exceptions to discharge and refers to §507(a)(8) which describes a property tax as priority when it is … Continue reading
Does Chapter 7 Bankruptcy Eliminate All Bills?
Chapter 7 eliminates most of a debtor’s unsecured debts. A debt is unsecured when the debtor did not pledge a personal property or real property as security for a loan. Sometimes, a security agreement is made without that the debtor … Continue reading
Posted in Chapter 7 Bankruptcy, Discharge of Debt, Means Test
Tagged Chapter 7, Discharge, Means test
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