Category Archives: Bankruptcy filing

Changes of Circumstance in a Chapter 13 Bankruptcy

A Chapter 13 Bankruptcy can last anywhere from three to five years, and a lot can change in a debtor’s circumstances during that period of time.  Some of the most common changes in circumstances that debtors run into are listed … Continue reading

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Reaffirmation Agreements

When filing for bankruptcy, debtors are faced with number of very important decisions.  Some of the most important decisions made pertain to what they are going to do with the property they own.  Through bankruptcy debtors can choose to surrender … Continue reading

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Surrendering your House through Bankruptcy

Falling behind on your mortgage can be extremely stressful, and at a certain point, many people decide that they no longer want to keep the house that they own.  When you file for bankruptcy, you have the option to surrender … Continue reading

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Debts that will be Discharged Through Bankruptcy

After you receive your notice of discharge from the Bankruptcy Court, there are certain types of debt that will be discharged; In other words, there are certain types of debt that you will no longer be responsible for paying back … Continue reading

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Why do you Need an Attorney to File Bankruptcy?

One of the challenges of getting your financial situation in order is getting an accurate, trustworthy, and unbiased assessment of what your particular options are, especially when you are considering filing for bankruptcy. Despite their best intentions, your friends and … Continue reading

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Filing Bankruptcy in Good Faith

As more and more debt builds up, many people seek filing for Chapter 7 bankruptcy as an option for relief.  Chapter 7 bankruptcy can assist people with large amounts of unsecured debts, like credit card debt, start fresh by wiping … Continue reading

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Is Filing for Bankruptcy an Option for Managing Student Loans?

For the first time in American history, the total amount of student loan debt has surpassed the total amount of credit card debt.  With so many Americans facing an enormous, and overwhelming amount of debt, many are left wondering what … Continue reading

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When Can I File for Bankruptcy Again?

If you have filed for bankruptcy in the past, you know the relief it brought to your financial and personal situations.   It may have allowed you to get back on your feet and start fresh once again.  Unfortunately, though, many … Continue reading

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Will Surrendering Property Forfeit a Debtor’s Homestead Exemption?

When a debtor files for a Chapter 7 bankruptcy, he or she can make use of certain exemptions. Exemptions allow a person to keep personal property, such as a home, car, pension and other personal items. Homestead exemptions can be … Continue reading

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Can a Bankruptcy Be Denied?

Almost all bankruptcy cases proceed without any problems and the debtor receives a discharge of his debt at the end of the case. But in some cases, a bankruptcy filing can be insufficient or the discharge of debt can be … Continue reading

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