Category Archives: Chapter 13 Bankruptcy

What if I do not know who my Creditors are?

Posted on May 2, 2013 by

When preparing to file for bankruptcy, your St. Louis Bankruptcy attorney will stress to you the importance of listing all of your creditors on your bankruptcy petition.  This step in the bankruptcy process is extremely important, because listing the creditors … Continue reading →

Posted in Bankruptcy filing, Bankruptcy General, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Uncategorized | Comments Off on What if I do not know who my Creditors are?

Will Bankruptcy Protect you from an Eviction?

Posted on May 2, 2013 by

Debtors who are facing an eviction could receive protection from the eviction process by filing for bankruptcy; however, this protection is dependent on how far in the eviction process your landlord is when the bankruptcy is filed.  Whether an eviction … Continue reading →

Posted in Automatic Stay, Bankruptcy filing, Bankruptcy General, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy | Comments Off on Will Bankruptcy Protect you from an Eviction?

How Can I Keep My Tax Refund or Insurance Proceeds in a Chapter 13 Bankruptcy?

Posted on April 12, 2013 by

A Chapter 13 Bankruptcy typically lasts for a period of three to five years, and as we all know, a lot can change in that amount of time.  Over the course of three to five years, an individual may have … Continue reading →

Posted in Bankruptcy filing, Bankruptcy General, Chapter 13 Bankruptcy, Settlements and claims, Taxes, Uncategorized | Comments Off on How Can I Keep My Tax Refund or Insurance Proceeds in a Chapter 13 Bankruptcy?

Why do I have to Complete Pre-Filing and Pre-Discharge Courses?

Posted on April 11, 2013 by

Before your bankruptcy petition can be filed with the United States Bankruptcy Court, you must complete something called a “Credit Counseling Certificate”.  A Credit Counseling Certificate is a course that a debtor can complete either online, over the phone, or … Continue reading →

Posted in Bankruptcy filing, Bankruptcy General, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Discharge of Debt | Comments Off on Why do I have to Complete Pre-Filing and Pre-Discharge Courses?

Transferring Property Prior to Filing

Posted on March 29, 2013 by

Certain types of activities that you do prior to filing can render you ineligible to file bankruptcy for a period of time.  If you sell or gift any type of property the 2 years before filing for bankruptcy, it is … Continue reading →

Posted in Bankruptcy filing, Bankruptcy General, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Protected Assets, Uncategorized | Comments Off on Transferring Property Prior to Filing

Things to Remember when Surrendering your Home through Bankruptcy

Posted on March 14, 2013 by

Surrendering a home through a bankruptcy can seem like a simple solution to rid yourself of your responsibilities with a home; however, surrendering your home through a bankruptcy can become somewhat complicated.  One of the most important things to remember … Continue reading →

Posted in Bankruptcy filing, Bankruptcy General, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Foreclosure | Comments Off on Things to Remember when Surrendering your Home through Bankruptcy

Myths and Truths About Bankruptcy

Posted on March 14, 2013 by

-“I won’t have to pay for my student loans anymore if I file for bankruptcy” This, unfortunately, is false.  Many people will hear or read on the internet that it is possible to discharge, or no longer be responsible for, … Continue reading →

Posted in Bankruptcy filing, Bankruptcy General, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy | Comments Off on Myths and Truths About Bankruptcy

Common Notices you Will Receive from the Bankruptcy Court

Posted on March 14, 2013 by

After filing for bankruptcy, the court will send you notice of anything that is filed in your case through the mail, and many times these notices can be very confusing. Instead of worrying about what some of those notices may … Continue reading →

Posted in Bankruptcy filing, Bankruptcy General, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy | Comments Off on Common Notices you Will Receive from the Bankruptcy Court

What will be Discharged in a Chapter 7 Bankruptcy?

Posted on February 15, 2013 by

After you receive your notice of discharge from the Bankruptcy Court, there are certain types of debt that will be discharged; In other words, there are certain types of debt that you will no longer be responsible for paying back … Continue reading →

Posted in Bankruptcy filing, Bankruptcy General, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Discharge of Debt, Medical Bills and Bankruptcy | Comments Off on What will be Discharged in a Chapter 7 Bankruptcy?

Is it Beneficial to me to File for Bankruptcy?

Posted on February 15, 2013 by

There are many widespread misconceptions that filing for bankruptcy is one of the worst decisions an individual can make regarding their financial situation.  This, in large part, is due to places like the credit card industry and payday loan companies … Continue reading →

Posted in Bankruptcy filing, Bankruptcy General, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy | Comments Off on Is it Beneficial to me to File for Bankruptcy?