Bankruptcy Topics
- Automatic Stay
- Bankruptcy filing
- Bankruptcy General
- Chapter 13 Bankruptcy
- Chapter 7 Bankruptcy
- Collection Harassment
- Discharge of Debt
- Exemptions
- Foreclosure
- Homestead exemption
- Judgement Liens
- Means Test
- Medical Bills and Bankruptcy
- Protected Assets
- Reaffirmation Agreements
- Redeeming Property
- Secured Property
- Settlements and claims
- Student Loans
- Surrendering Property
- Taxes
- Uncategorized
-
Recent posts
Author Archives: St. Louis Bankruptcy Attorney
“Why do I need an Attorney if I have to do all the work to Prepare my Case?”
Often times, we hear from clients that they are seeking an attorney to prepare their bankruptcy petition so that they do not have to do any of the work themselves. Due to the complex nature of the bankruptcy code, and … Continue reading
Posted in Bankruptcy filing, Bankruptcy General, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy
Comments Off on “Why do I need an Attorney if I have to do all the work to Prepare my Case?”
What Happens to my Credit Cards when I file for Bankruptcy?
Many individuals who are planning on filing for bankruptcy wonder what will happen to their credit cards when they actually file. The answer to this question depends on the status of the credit card that you have at the time … Continue reading
Posted in Bankruptcy filing, Bankruptcy General, Chapter 13 Bankruptcy
Comments Off on What Happens to my Credit Cards when I file for Bankruptcy?
Discharge of Debt
An individual can receive a discharge of debt they owe by filing for Chapter 7 or Chapter 13 bankruptcy. A “Discharge of Debt” releases an individual’s personal liability for many types of unsecured debts, meaning they will no longer owe … Continue reading
Posted in Bankruptcy filing, Bankruptcy General, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Collection Harassment, Discharge of Debt, Judgement Liens, Medical Bills and Bankruptcy
Comments Off on Discharge of Debt
Options for Secured Property in Bankruptcy
When filing for bankruptcy, there are several options to consider regarding secured property. Secured property is any property that you have placed as collateral for a loan; typical examples of this type of property would be cars and houses, but … Continue reading
Posted in Bankruptcy filing, Bankruptcy General, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Discharge of Debt, Reaffirmation Agreements, Redeeming Property, Secured Property, Surrendering Property
Comments Off on Options for Secured Property in Bankruptcy
What if I do not know who my Creditors are?
When preparing to file for bankruptcy, your St. Louis Bankruptcy attorney will stress to you the importance of listing all of your creditors on your bankruptcy petition. This step in the bankruptcy process is extremely important, because listing the creditors … Continue reading
Posted in Bankruptcy filing, Bankruptcy General, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Uncategorized
Comments Off on What if I do not know who my Creditors are?
Will Bankruptcy Protect you from an Eviction?
Debtors who are facing an eviction could receive protection from the eviction process by filing for bankruptcy; however, this protection is dependent on how far in the eviction process your landlord is when the bankruptcy is filed. Whether an eviction … Continue reading
Posted in Automatic Stay, Bankruptcy filing, Bankruptcy General, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy
Comments Off on Will Bankruptcy Protect you from an Eviction?
How Can I Keep My Tax Refund or Insurance Proceeds in a Chapter 13 Bankruptcy?
A Chapter 13 Bankruptcy typically lasts for a period of three to five years, and as we all know, a lot can change in that amount of time. Over the course of three to five years, an individual may have … Continue reading
Posted in Bankruptcy filing, Bankruptcy General, Chapter 13 Bankruptcy, Settlements and claims, Taxes, Uncategorized
Comments Off on How Can I Keep My Tax Refund or Insurance Proceeds in a Chapter 13 Bankruptcy?
Why do I have to Complete Pre-Filing and Pre-Discharge Courses?
Before your bankruptcy petition can be filed with the United States Bankruptcy Court, you must complete something called a “Credit Counseling Certificate”. A Credit Counseling Certificate is a course that a debtor can complete either online, over the phone, or … Continue reading
Posted in Bankruptcy filing, Bankruptcy General, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Discharge of Debt
Comments Off on Why do I have to Complete Pre-Filing and Pre-Discharge Courses?
Do you have to List Every Creditor you Have on Your Bankruptcy Petition?
When preparing to file for bankruptcy, people often wonder which creditors they are supposed to list on their petitions, and which ones they should leave out. This confusion often comes from individuals assuming that if a debt cannot be discharged … Continue reading
Posted in Automatic Stay, Bankruptcy filing, Bankruptcy General, Chapter 7 Bankruptcy, Collection Harassment, Discharge of Debt
Comments Off on Do you have to List Every Creditor you Have on Your Bankruptcy Petition?
Transferring Property Prior to Filing
Certain types of activities that you do prior to filing can render you ineligible to file bankruptcy for a period of time. If you sell or gift any type of property the 2 years before filing for bankruptcy, it is … Continue reading
Posted in Bankruptcy filing, Bankruptcy General, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Protected Assets, Uncategorized
Comments Off on Transferring Property Prior to Filing