Category Archives: Bankruptcy General

Options for Secured Property in Bankruptcy

When filing for bankruptcy, there are several options to consider regarding secured property.  Secured property is any property that you have placed as collateral for a loan; typical examples of this type of property would be cars and houses, but … Continue reading

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What if I do not know who my Creditors are?

When preparing to file for bankruptcy, your St. Louis Bankruptcy attorney will stress to you the importance of listing all of your creditors on your bankruptcy petition.  This step in the bankruptcy process is extremely important, because listing the creditors … Continue reading

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Will Bankruptcy Protect you from an Eviction?

Debtors who are facing an eviction could receive protection from the eviction process by filing for bankruptcy; however, this protection is dependent on how far in the eviction process your landlord is when the bankruptcy is filed.  Whether an eviction … Continue reading

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How Can I Keep My Tax Refund or Insurance Proceeds in a Chapter 13 Bankruptcy?

A Chapter 13 Bankruptcy typically lasts for a period of three to five years, and as we all know, a lot can change in that amount of time.  Over the course of three to five years, an individual may have … Continue reading

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Why do I have to Complete Pre-Filing and Pre-Discharge Courses?

Before your bankruptcy petition can be filed with the United States Bankruptcy Court, you must complete something called a “Credit Counseling Certificate”.  A Credit Counseling Certificate is a course that a debtor can complete either online, over the phone, or … Continue reading

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Do you have to List Every Creditor you Have on Your Bankruptcy Petition?

When preparing to file for bankruptcy, people often wonder which creditors they are supposed to list on their petitions, and which ones they should leave out.  This confusion often comes from individuals assuming that if a debt cannot be discharged … Continue reading

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Transferring Property Prior to Filing

Certain types of activities that you do prior to filing can render you ineligible to file bankruptcy for a period of time.  If you sell or gift any type of property the 2 years before filing for bankruptcy, it is … Continue reading

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Things to Remember when Surrendering your Home through Bankruptcy

Surrendering a home through a bankruptcy can seem like a simple solution to rid yourself of your responsibilities with a home; however, surrendering your home through a bankruptcy can become somewhat complicated.  One of the most important things to remember … Continue reading

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Myths and Truths About Bankruptcy

-“I won’t have to pay for my student loans anymore if I file for bankruptcy” This, unfortunately, is false.  Many people will hear or read on the internet that it is possible to discharge, or no longer be responsible for, … Continue reading

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Common Notices you Will Receive from the Bankruptcy Court

After filing for bankruptcy, the court will send you notice of anything that is filed in your case through the mail, and many times these notices can be very confusing. Instead of worrying about what some of those notices may … Continue reading

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